Financing Solutions For Every Driver
We partner with major banks, credit unions, and specialty lenders to provide approvals for all credit profiles. Choose from tailored loan options, protection plans, and add-ons that keep you confident long after delivery day.
Traditional Auto Loans
Own your vehicle outright with flexible terms up to 96 months and competitive fixed or variable rates.
- • Low and zero down payment options
- • Open loans allow early payouts without penalty
- • Build positive credit history with on-time payments
Credit Rebuilding Programs
Designed for bad credit, bankruptcy, proposal, or thin credit files with tailored payment structures.
- • Approvals based on current affordability, not past mistakes
- • Bi-weekly, semi-monthly, or monthly payment options
- • Automatic reporting to Canadian credit bureaus
Newcomer & International Worker Plans
Financing for permanent residents, work permits, and students with flexible documentation requirements.
- • Accepts foreign income proof and alternate credit references
- • Options without Canadian co-signer
- • Helps establish Canadian credit history quickly
Protection & Coverage Options
Safeguard your investment and budget with optional protection packages that fit your driving habits.
- Comprehensive warranty and mechanical breakdown coverage
- Loan protection and credit life/disability insurance
- GAP coverage to protect against unexpected insurance shortfalls
- Tire, rim, and appearance protection for daily commuters
Tools & Support
- Budget consultations to determine comfortable payment ranges.
- Trade-in evaluations with instant equity estimates.
- Credit education resources through our Credit Center.
- Delivery coordination, licensing, and insurance guidance.
Send us your latest pay stub or bank statement and we’ll outline a custom approval path within one business day.
Ready To Explore Your Options?
Complete the 60-second application and a Vancouver Auto Credit specialist will reach out with tailored loan and protection recommendations.