Bad Credit Approvals
Drive Forward Even When Credit Holds You Back
We build approvals around your current situation—not your credit score. Our lender network specializes in challenging credit, offering realistic payments, early trade-in options, and the chance to rebuild fast.
Who This Program Helps
- Late or missed payments on credit cards, loans, or utilities.
- Collections, repossessions, or written-off accounts.
- Thin credit files or newcomers building score from scratch.
Program Features
- Approvals based on affordability using pay stubs or bank statements.
- Options to include GAP, warranty, and payment protection for peace of mind.
- Automatic reporting to Equifax and TransUnion to rebuild credit faster.
Smart Credit Rebuilding Tips
Set up automatic payments to avoid future late marks.
Keep credit card balances under 30% of their limits.
Check your credit report quarterly and dispute inaccuracies.
Consider a secured credit card alongside your auto loan.
Avoid multiple hard inquiries within a short period.
Stay in the loan for at least 12–18 months before trading up.
Have an existing vehicle to trade? We can roll negative equity into new financing and create a plan to pay it down faster.