Bankruptcy Friendly

Second Chances Start With The Right Approval

We help discharged and undischarged bankruptcy clients rebuild credit with manageable payments and trusted lenders. No judgment—just a clear plan, transparent rates, and supportive credit coaching.

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What Lenders Look For

  • Stable income for minimum 3 months with proof of deposits.
  • Bankruptcy discharge letter or proposal documents (if available).
  • Proof of residence and updated identification.

Program Highlights

  • Approvals for discharged or near-discharge bankruptcy status.
  • Term lengths from 24 to 84 months with optional lump-sum payments.
  • Credit bureau reporting that accelerates score recovery.

Steps To Get Approved

1

Gather Documents

Income proof, ID, proof of residence, and bankruptcy paperwork if available.

2

Submit Application

Complete the online form or call us to apply over the phone in less than 10 minutes.

3

Choose Vehicle & Term

We match approvals with vehicles that fit your monthly budget and rebuild credit faster.

Tip: Setting up automatic payments and keeping your loan open for at least 18 months can add 80–120 points to your credit score. Ask us about early trade-in options once your score improves.